Over 70,000 expats call Costa Rica home, drawn by its lush landscapes, stable democracy, and high-quality healthcare. This tropical paradise offers more than just stunning beaches—it’s a smart choice for those seeking long-term opportunities.

The country welcomes global citizens through programs like rentista, permanent, and investment-based pathways. With a mild climate and rich biodiversity, it’s no surprise many choose to stay permanently.

At JARO S.C.R., we guide individuals through the process, ensuring smooth transitions. Whether for business growth or family security, Costa Rica’s tax advantages and seven-year citizenship path make it a standout option.

Why Choose Costa Rica for Residency?

Costa Rica stands out as a top choice for those seeking a peaceful yet dynamic lifestyle. The country boasts a 95% literacy rate and ranks among Latin America’s safest nations. Its stable democracy, maintained without a standing army since 1948, fosters trust and security.

Healthcare here is world-class, ranked #36 globally by the WHO. Residents enjoy access to both public and private systems. The tropical climate ensures 12 hours of daylight year-round, perfect for outdoor enthusiasts.

Economically, the nation thrives with 3.5% average GDP growth since 2010. Its strategic location bridges North and South American markets, ideal for business expansion. Tax advantages further enhance its appeal for investors.

Digital nomads and expats find welcoming communities here. Reliable internet and coworking spaces support remote work. Together, these factors create an unmatched quality life in a country that values sustainability and progress.

Key Benefits of Investor Residency in Costa Rica

For global entrepreneurs, Costa Rica offers a streamlined path to long-term stability. Its policies cater to business growth while providing lifestyle perks. Below, we break down the top incentives.

Access to a Business-Friendly Environment

The country ranks among Latin America’s easiest places to start ventures. Low bureaucracy and free trade zones simplify operations. Foreign-owned businesses enjoy equal rights under local laws.

Tax Incentives and Financial Advantages

Investors benefit from no capital gains tax and exemptions on foreign income. The real estate threshold for residency is competitive. These perks make wealth management efficient.

Pathway to Permanent Residency and Citizenship

After three years of temporary status, applicants can apply for permanent residency. Citizenship follows in seven years (five for Ibero-Americans). Dual nationality is permitted, with no military obligations.

New citizens gain visa-free access to 153 countries. They may also vote or hold public office. This flexibility makes the process highly attractive for families.

Investment Options for Residency

Costa Rica provides diverse pathways for those looking to establish roots through financial commitments. Each route aligns with the country’s economic priorities while offering residency perks.

Real Estate Investments ($150,000 Minimum)

Purchasing property is a popular choice. The minimum threshold ensures eligibility for temporary residency. Homes, commercial spaces, or land qualify if they meet the value requirement.

Ownership also unlocks potential rental income. Coastal and urban areas attract steady demand. This option blends stability with long-term asset growth.

Shares in Costa Rican Corporations

Investing in local businesses supports the economy while securing residency. Approved corporations span tourism, tech, and agriculture. Dividends may supplement income streams.

Transparency in shareholding is critical. Legal frameworks protect foreign investors equally. This route suits those eyeing business expansion.

Reforestation or National Interest Projects

Eco-conscious investors can fund reforestation. Approved species like teak and melina yield sustainable timber. CITES certification ensures legal exports.

Carbon credits via FONAFIFO add financial upside. The government matches 30% of project costs. Ecotourism synergies enhance land value over 25-year concessions.

For example, 100 hectares sequester 200 tons of CO2 annually. This aligns with global sustainability goals while meeting residency criteria.

Eligibility Requirements for Investor Residency

Securing residency in Costa Rica requires meeting specific legal criteria designed for investor applicants. These rules ensure transparency and align with the country’s economic goals. Below, we outline the three pillars of eligibility.

Clean Criminal Record

Applicants must submit a police clearance certificate from their home country. Costa Rican authorities verify this through Interpol databases. Minor offenses may not disqualify candidates, but serious crimes typically result in denial.

Proof of Investment Funds

Documentation showing liquid assets or property ownership is mandatory. For real estate, a registered deed proving the $150,000 minimum investment suffices. Bank statements or corporate shares require notarized validation.

Annual Physical Presence (1 Day Minimum)

The DIMEX system tracks entries and exits digitally. A single day per year maintains status, though border runs to Nicaragua or Panama are common alternatives. COVID-19 exemptions allowed remote compliance during travel restrictions.

Authorized entry points include Juan Santamaría Airport and Peñas Blancas land border. Digital nomad visa holders can sometimes overlap stays but should consult immigration experts. For extended absences, petitions must be filed with Migración.

Learn more about the long-term value of residency in Costa Rica and how it aligns with your goals.

The Application Process Explained

Navigating residency applications in Costa Rica involves clear steps and timely submissions. Proper organization reduces delays and ensures compliance with local laws. Here’s what to expect.

Document Preparation and Submission

Start by gathering notarized copies of your passport, birth certificate, and proof of investment. Translations by a certified professional are required for non-Spanish documents. Police clearance from your home country must be apostilled.

Submit these to Migración alongside the completed application form. Missing items can add weeks to processing. We recommend using a legal advisor to verify all requirements.

Timeline (9–12 Months)

Approval typically takes 9–12 months after submission. Delays may occur during peak seasons or if additional checks are needed. Temporary permits allow stays while awaiting final approval.

Social Security Registration

Enroll in CAJA (Costa Rican social security) within 90 days of approval. Monthly contributions start at $120. Coverage includes:

• Doctor visits, surgeries, and hospital stays
• Prescription medications
• Maternity and emergency care

Private insurance alternatives exist but don’t replace CAJA requirements. Dental and vision add-ons are available for extra fees. Pension transfers from other countries may qualify for local benefits.

Tax Advantages for Investors

Costa Rica’s tax system offers unique perks for those looking to grow wealth internationally. Unlike many countries, it follows a territorial model, taxing only income earned locally. Foreign-sourced revenue stays untouched, making it ideal for global entrepreneurs.

Free trade zones amplify these advantages. Companies operating here enjoy 100% exemptions on import duties and corporate taxes for up to 20 years. Manufacturing and tech firms particularly benefit from these incentives.

Certain financial instruments, like government bonds, are entirely tax-exempt. Dividends from local investments also avoid double taxation. This encourages diversified portfolios without heavy fiscal burdens.

Research and development projects qualify for additional credits. The government rewards innovation with deductions up to 25% of R&D expenses. Repatriating capital is equally straightforward, with no restrictions on transferring profits abroad.

A 15% VAT applies to most goods, but luxury items like yachts are exempt. These policies create a balanced ecosystem where investors thrive while contributing to the local economy.

Including Family Members in Your Residency

Bringing loved ones to Costa Rica is a seamless process with clear guidelines for applicants. The system recognizes various family structures, ensuring no one gets left behind.

Children under 25 qualify if enrolled in educational programs. Disabled dependents maintain eligibility regardless of age, requiring medical certification.

Same-sex partners receive equal recognition under current laws. Applicants must provide notarized proof of relationship duration, typically two years minimum.

Adoption cases require court-certified documents from the country of origin. Kinship proofs include birth certificates, marriage licenses, or custody agreements.

Each dependent adds a modest surcharge to processing fees. Current rates range from $50-$100 per family member.

Family reunification typically completes within 6-8 months of the primary applicant's approval. We help navigate every step to ensure smooth transitions for all family members.

Comparing Investor Residency to Other Visa Types

Costa Rica’s visa landscape offers multiple routes for long-term stays, each with distinct advantages. While some prioritize flexibility, others fast-track eligibility for citizenship. Below, we contrast key programs to help you decide.

Rentista vs. Investor Residency

The Rentista visa requires proof of stable income ($2,500/month for two years). It suits retirees or remote workers but doesn’t lead directly to permanent residency. Renewals are needed every two years.

Investor visas, however, demand a $150,000+ asset commitment. This route grants temporary residency initially but accelerates the path to permanent status. Business owners often prefer this for its tax perks.

Permanent Residency Pathways

Investors qualify for permanent residency in three years—half the time required for general applicants. Both categories must pass a basic Spanish exam and civics test, though exemptions exist for seniors or those with disabilities.

Community service can replace language requirements in some cases. Fast-track options are available for high-value investments in sectors like renewable energy. Dual intent provisions allow applicants to pursue citizenship without abandoning original nationality.

After seven years (or five for Ibero-Americans), investors gain full citizenship. This includes visa-free travel to 153 countries and voting rights. Strategic planning ensures a smooth transition between temporary and permanent residency.

Conclusion

Costa Rica’s investor program combines financial opportunity with lifestyle perks. Tax exemptions, a clear citizenship path, and property ownership benefits make it a smart choice.

At JARO, we’ve helped clients achieve a 98% approval rate. Our case studies show real success stories—from eco-investors to tech entrepreneurs.

Upcoming tax reforms may enhance advantages further. Act now to secure your future.

Contact us at jaroscr.com or +(506) 71828969 for a free consultation. Let’s turn your goals into reality.